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Top 10 Best $500 Down Payment Dealerships in Las Vegas, NV 89101 - April 2024 - Yelp - Super Auto Sales, Drive & Go Vegas Cars, Globul Cars, Express Auto Center, Charlie Cheap Car, Ariana Motors, Right Price Motors, Automax of Las Vegas, Solid Motorcars, Cars R US LV.OppLoans. OppLoans is an online installment loan lender offering no credit check loans from $500 to $4,000. Its online application process is fast and only requires your personal and employment information. It offers funding as soon as the same day, but APRs run between 160% and 179% or higher, depending on your state.If you plan to buy a used car through a buy-here, pay-here dealership, you may be asked to verify your income and proof of residence, but the dealer typically won't check your credit. You'll likely also need a down payment. Cars on buy-here, pay-here lots tend to be older, low-value vehicles. 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